If you have any valuable manufacturing or manufacturing tools, the bank will classify it as an asset, as long as it still does not have on the belt. In a case where the device has not yet been fully paid, the laser can still be re-captured, so nothing in security calculation is valuable.
If you have a real estate, even if it is still friendly, you can use equity as co-collateral. The tool is different. This is less than when you buy it and it takes you to the second place. This type of easily replenished wealth is not something that most equipment loan Singapore prefer to lend against, even if they are paid.